Source hierarchy
We start with official Canadian government, regulator, and public-agency sources. We do not use search snippets, social posts, or unreviewed creator content to supply calculation rules.
Methodology & sources
A tool should show its work.
Money Journal separates government facts, arithmetic, your assumptions, and decisions that require a qualified professional. We show sources, rule versions, and review states where the result is used.
Rule review
High-impact benefit rates, dates, scope rules, and safety routes are stored in a versioned registry. A blocking rule is removed from calculation if it expires before review.
Calculation boundaries
Tools may perform arithmetic on values you enter and illustrate a scenario. They do not determine tax liability, benefits eligibility, legal rights, suitability, or a personal investment recommendation.
Public rule registry
Rule bundle 2026.08.12
Each high-impact rule identifies its source, version, next review date, and whether it can currently be used. The Canadian reference pages state the same figures in plain language.
| Rule | Use | Source | Review |
|---|---|---|---|
| CA-IIN-INSTALMENT-DATES-2026government_fact · v1.0.0 | independent income | CRA: Instalment payments | Current2026-12-31 |
| CA-PLM-EI-2026-RATESgovernment_fact · v1.0.0 | parental leave | Government of Canada: EI maternity and parental benefit amount | Current2026-12-31 |
| CA-DDP-DEBT-ESCALATIONcontent_guardrail · v1.0.0 | debt decision | FCAC: Getting help from a credit counsellor | Current2026-12-31 |